RetireSure is a visual planning platform for Medicare agents. Project retirement healthcare costs, illustrate inflation and long-term care risk, and get clients to acknowledge the gaps in their coverage — before they buy the wrong plan.
What RetireSure Reveals
Medical costs don't grow with inflation — they outpace it. A $12,000/year health budget at 65 becomes $28,000 by 80. Most retirement plans don't account for this.
Medicare doesn't cover extended nursing home or home health care. A 3-year LTC stay costs $200,000–$400,000. It's the largest uninsured retirement risk most clients face.
High-income retirees pay Income Related Monthly Adjustment Amounts — extra premiums that can add thousands per year. Most agents never mention this until the letter arrives.
The Key Mechanic
Most planning tools show clients a chart. RetireSure goes further: clients sign off on the risks they've seen. They acknowledge that they understand the gap between their current coverage and their projected retirement healthcare needs.
This protects the agent. And it changes the client conversation — from selling a product to solving a problem the client has already agreed exists.
CLIENT ACKNOWLEDGES:
For Medicare Agents
Enter client age, current coverage, and income. RetireSure generates a retirement healthcare cost projection across three scenarios: baseline, inflation-adjusted, and with long-term care risk.
Present the visual in the meeting. Clients see the gap — the delta between what Medicare covers and what retirement actually costs. This isn't a sales pitch. It's a fact sheet.
Client reviews and signs the acknowledgment form — digitally, on the spot. You have a record. They have clarity. The conversation about solutions can now begin from shared ground.
RetireSure is built for agents who want to be trusted advisors — not just plan enrollments.